GST is only 5% in Singapore. Housing cost is not high,
considering the fact that we do not have much land here. At least,
most ppl can afford a decent flat to live in, with the help of CPF.
You may think that government is sucking us dry by forcing us to
save money in CPF. But we have to admit that this generation is so
spoilt that we do not know how to save anymore.
ERP, High petrol cost .... Well, if a person chooses to live in
luxury of driving to and fro work every day, ERP and petrol cost is
nothing to him (it is his choice after all). Likewise, if you
choose to live in the private condo, you cannot complain paying the
high maintenance fee every six months cuz it's your choice.
If you complain about insurance and road tax, how much is it every
year? It is nothing, compared to having to pay 40% income tax every
year, right? If you earn $4000 a month, $1600 goes to govt's
pocket. Since income tax is only paid once a year, can you imagine
every year, when the income tax filing is up, you have to start
scratching your head, thinking of how to pay the 5 digit figure of
income tax. Even our AWS and variable bonus can't cover that.
But of course, it is personal perference. If you prefer to own a
landed property (owning a landed property in Aust, which is so
cheap) and buy cheap cars, and at the same time, don't mind paying
income tax with almost of your salary, then of course Aust is
anytime better.